Loan

Investment is time, energy, or matter spent in the hope of future benefits actualized within a specified date or time frame. Investment has a different meaning in finance from that in economics. In finance, investment is buying or creating an asset with the expectation of capital appreciation, dividends (profit), interest earnings, rents, or some combination of these returns.

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Why Home Loans ?

To own a home is everyone's dream. From a single room to multi-storeyed apartments, private villas, holiday homes, second homes - the Housing market is well developed in most towns.

Home loans help you realize your own home dream, even when you are young. We help you plan your dream home as you start your working life, by offering various options of easy installments, Income Tax benefits and more . . .

Get loan for:
  • Purchase of residential Plot/House/Flat
  • Construction of Residential House/Flat
  • Renovation/Extension/Repairs to Residential House/Flat
  • Take over of housing loans from other financial institution
Get Loan against Liquid Security such as:
  • Life Insurance Policies
  • Post Office Instruments
  • Fixed Deposits with Nationalised Banks



Who can avail of this plan :
  • Salaried Group (State / Central / Semi-Central / Public Limited / Private Limited / Corporations)
  • Self employed persons
  • Professionals

We operate in the Financial Services industry with you as the center of focus. We provide complete, holistic financial solutions to meet all your financial needs. We ensure well-trained, professional financial planners at your service, as well as provide you with personal finance education and Win Win Consult tools, to help you make the right decisions for your secure future.

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Contact us to get more information on Loan against properties and we will suggest you the best.

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Contact us to get more information on Car Loan and we will suggest you the best.

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Loan Against Securities

Features of Loan Against Securities

  1. Secured Loan - Loan against securities is a secured loan as your bonds, shares, debentures or mutual funds are kept as collateral security when this loan is advanced to you.
  2. Tenure - The tenure of loan against securities is generally one year. You may also get it renewed as per your requirement.
  3. Rate of Interest - Generally interest rates at which loan against securities is advanced varies from 12% - 15% p.a but that may also vary from bank to bank.
  4. Processing Fees - Banks and financial institutions usually charge approximately 2 % as processing fees.
  5. Loan Amount - The loan amount for which you may be eligible depends upon the type of security that you are offering. For example, in case you are offering equity shares then the amount that you will be eligible for would be 50% of the value of such shares.
  6. Prepayment Charges - At any point of time if you wish to prepay your loan against securities then you can do so without giving it a second thought as there are no prepayment charges attached to this loan.
  7. Age – Any one who falls within 18years - 65years of age can apply for availing loan against securities.
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Contact us to get more information on Personal Loan and we will suggest you the best.

Want loans for your dreams
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On the basis of projected income and Cash Flow this plan can be availed by:

Professionals like
  • Doctors
  • Engineers
  • Architects
  • Chartered Accountants etc.
Get loan for:
  • Purchase/ Construction/ Renovation/ Extension/ Repairs to Commercial premises for own professional practice
  • Purchase of Professional equipment
Disclaimer :
www.ishikacapital.com is an online website of Rajesh Kumar who is a AMFI Registered Mutual Fund Distributor vide ARN- 67059. The said website is just an electronic presentation of financial planning for self help by investors. This site should not be treated as a financial advisory website as we do not charge for any calculation or results produced here. The website do not guarantees any returns or financial goal success by any means.